HAS YOUR BUSINESS SUFFERED A BUSINESS INTERRUPTION LOSS?
Many businesses, restaurants, bars, theaters, event centers, have been closed by Order of the Governor as “nonessential” businesses in response to COVID-19 coronavirus pandemic. While called “nonessential” by the government, the income from these businesses is essential to the owners.
DOES YOUR INSURANCE POLICY PROVIDE COVERAGE FOR BUSINESS INTERRUPTION LOSS?
It may. Your coverage is based upon the language and terms of your specific policy. The existence of coverage depends such things as whether it is an ALL RISK policy or a STATED PERILS policy. Your policy may have additional CIVIL AUTHORITY COVERAGE. Is there a specific “virus exclusion”? All these things matter in determining your particular coverage.
WHO CAN GIVE YOU AN HONEST READING OF YOUR INSURANCE POLICY?
Don’t expect a neutral opinion from your insurance agent or the company. Don’t depend on an attorney who receives referrals and cases from these insurance carriers either. At HALUNEN LAW, we have a tradition of standing up to corporations and insurance companies. We can help you avoid the traps and pitfalls of dealing with your insurance company directly.
Before you submit an insurance claim, we will review your specific policy and advise you as to whether you have a valid business interruption claim. If you do, we will assist you in preserving and pursuing your claim on a contingent fee basis.
You cannot afford to go it alone. Have HALUNEN LAW fight for you.